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Some fields may be empty, if not provided by the institution.
Note that this endpoint does not trigger a fetch of owner information from the institution; it merely returns owner information that has already been fetched, either because prefetch was requested when the link was created, or because of an on-demand update.
To force a check for new/updated owner information, you must use the products endpoint.
If you have requested prefetch or an on-demand update, you should check the refreshed_at date for this product in the returned response and compare that against the previous refreshed_at date, which you can get from any previous response for this or any other account or link request. If the refreshed_at date has not increased, then updated data is not yet available. 
curl -i -X GET \
  'http://localhost:8080/links/{id}/identity?account_ids=string' \
  -H 'Authorization: Bearer <YOUR_TOKEN_HERE>' \
  -H 'moneykit-version: 2023-02-18'

{
  "accounts": [
    {
      "account_id": "a3ba443a-257c-490e-8242-03a84789d39f",
      "account_type": "checking",
      "name": "Premier Checking",
      "account_mask": "3748",
      "balances": {
        "currency": "USD",
        "available": 340.12,
        "current": 445.89,
        "limit": 500
      },
      "owners": [
        {
          "names": [
            "string"
          ],
          "addresses": [
            {
              "city": "string",
              "country": "string",
              "postal_code": "string",
              "region": "string",
              "street": "string",
              "primary": false
            }
          ],
          "phone_numbers": [
            {
              "number": "+16175551212",
              "primary": false,
              "type": "home"
            }
          ],
          "emails": [
            {
              "address": "example@example.com",
              "primary": false
            }
          ]
        }
      ]
    }
  ],
  "link": {
    "link_id": "mk_eqkWN34UEoa2NxyALG8pcV",
    "institution_id": "chase",
    "institution_name": "Chase",
    "provider": "mx",
    "state": "connected",
    "last_synced_at": "2023-02-16T09:14:11",
    "tags": [
      "user_type:admin"
    ],
    "products": {
      "accounts": {
        "refreshed_at": "2023-02-16T09:14:11",
        "last_attempted_at": "2023-02-16T09:14:11"
      },
      "identity": {
        "refreshed_at": "2023-02-16T09:14:11",
        "last_attempted_at": "2023-02-16T09:14:11",
        "settings": {
          "required": true,
          "prefetch": false
        }
      }
    }
  }
}